At Stone & Chalk we put startups first in everything we do.

The first thing you should know is that this is definitely NOT innovation theatre. We’ve gathered four blue chip corporate partners that are genuinely ready to award commercial pilots for the right solution.

The second thing you should know is that WE DON’T TAKE ANY EQUITY. We are here to help you achieve commercial success in a fraction of the time it would take going it alone.

In addition, successful applicants will receive continued post-program support and ongoing engagement with our Program Partners after completion of Insurtech Program (commercial agreements).

What is the Insurtech program?

The insurance industry is rapidly transforming, triggered by new customer demands and expectations. At the heart of this transformation is applied innovation. How quickly organisations adapt to industry transformation will ultimately determine their longevity. Adaptation will bring benefits in many operational areas, leading to cost improvements, better capital allocation, and greater revenue generation.

In collaboration with EY, Stone & Chalk has launched the Insurtech Program with Program Partners Hall & Wilcox, QBE, and TAL. The Program focuses on bringing innovation from outside-in, resulting in solutions that answer real business problems.

Problem Statements

These will be the groundwork and the starting point for the Program, describing real business problems posed by the Program Partners that need to be solved, improved or disrupted.

  • All
  • Hall & Wilcox
  • QBE
  • Tal

How might you identify insurance claim fraudsters using a central database or platform that collects and shares data?

With the opportunities in the future of mobility, how do we utilise available data and connected technology to make roads safer and reduce the number of incidents (for private & commercial customers)?

How might you make insurance* PDS and policy documents more user friendly and easier to understand using interactive interface program and/or instructional video?

(*Conceivably the same principle can apply to other financial services.)

How do we access current and accurate information that could re-shape the predictive models used for actuarial reserving practices?

How might we use technology to engage with consumers in relation to their health and enable the sharing of data to create a fairer value exchange?

How might you help make the claims process more efficient and offer instant support to a business owner at time of an incident?

How might you develop a total risk management solution for a business’ cyber security using a user friendly, state of the art online platform?

Open Challenge: If you have a killer product that doesn't address one of these specific problem statements this is where you apply. Don’t be bashful, put your best foot forward.

Why you should apply?

Program Partners

Work with four blue chip Program Partners: EY, Hall & Wilcox, QBE & TAL.

Accelerator program

A five-week structured accelerator program led by industry experts, designed to get you ready and provide you insights about the Program Partners’ businesses.

Demo day

A demo day to celebrate your achievements during the Program with investors, corporates, mentors, and partners.


Promotion and outreach through internal and global networks including access to the Program Partners’ broader client base as a potential source of future customers.

Stone & Chalk's community

Gain access, advice and support from Stone & Chalk’s growing community of alumni, mentors and partners.


Obtain mentorship, pitch coaching and subject matter expertise support.

Who should apply?

Start up scaleup

You either have a product or solution that addresses one of the problem statements or could solve an industry problem related to them. These products/solutions do not have to be exclusively tailor made for the insurance industry.

You have a team

As the ideal applicant, you are a startup or scaleup with an existing team, and potentially some clients.

Work in Australia

You’re also an Australian or International company, with the ability to work with Australian companies.

Participants journey

  • Applications Open

    5 Mar 18

  • Roadshows

    12 - 15 Mar 18

  • Applications close

    30 Mar 18

  • Shortlisting

    2 Apr 18

  • Bootcamp

    16 Apr 18

  • 5 week Accelerator

    23 Apr 18

  • Demo day

    28 May 18

  • Applications Open

    5 Mar 18

  • Roadshows

    12 - 15 Mar 18

  • Applications close

    30 Mar 18

  • Shortlisting

    2 Apr 18

  • Bootcamp

    16 Apr 18

  • 5 wk Accelerator

    23 Apr 18

  • Demo day

    28 May 18


The Insurtech Program Roadshows will be held in Brisbane, Melbourne and Sydney with senior executives from our Program Partners – Hall & Wilcox, QBE & TAL as well as our Program supporter EY - in attendance. The roadshows will be an excellent opportunity to approach the Program Partners directly and ask questions about the problem statements. This will ensure you get the most out of the Program and help you determine whether you should apply.

Register for an event in your city

Brisbane Roadshow

12 March 2018


Melbourne Roadshow

14 March 2018


Sydney Roadshow

15 March 2018



Why Insurtech?

The program will lay out real business problem statements posed by legal and insurance companies, so the startups will be able to work along with them, supporting their technology needs.

Throughout the Program the partners will be able to support the startups and streamline the process, providing introductions to key decision makers and leveraging their knowledge to fast track projects. The Program can also introduce the startups to a much broader, global market through its Program Partners and outreach teams.

What should I expect from taking part in Insurtech?

The startups will be able to choose the problem statements and partners they wish to work with. The applicants will be shortlisted and assessed at every stage of the program. The selected companies will be chosen to attend a Bootcamp (approx. 2 days duration), Accelerator phase (approx. 5 weeks duration) and a Demo day (approx. 2 days) with successful applicants notified at each stage. While immersed in the Program you will be offered tailored mentoring and access to the best experts to guide your business development. We’ll also be offering a range of educational resources and tools tailored to the participants in the program.

The Bootcamp will take place the week starting 16 April 2018. The Bootcamp will consist of technical, business and pitching components, hosted by mentors and coaches from Stone & Chalk and the Program Partners, held in the Sydney CBD (Stone & Chalk offices).

The Accelerator phase will comprise approximately five weeks of collaborative effort between the Program Partners (Problem Statement owners) and the startups, working on the solutions for the Problem Statements and preparing for the final pitch day. A final pitch and demo day will be held in the week starting 28 May 2018 to showcase solutions and gather feedback from our Program Partners.

We have been working on our startup for a while. Is the Insurtech program appropriate for us?

Yes. It is best suited for startups who already have a track record in the market with existing offerings either for the insurance industry or which can be adapted to suit.

The Problem Statements will drive the necessary work and capabilities, and if you have a proven ingenious solution that can address these problems, you should most definitely apply.

Can we partake in the competition without being based in Sydney?

Yes. Ideally teams will be able to attend the entire program in person, however, in exceptional circumstances, we will consider teams who can’t join in person for the entire period. If selected, the Bootcamp, Accelerator phase and Demo day are mandatory and will occur in Sydney.

Does the Program cover travel costs?

Applicants (whether successful or not in their application) are responsible for their own travel costs and all other expenses connected with their application and participation in the Program.

What’s the deadline for applications?

All applications need to be submitted by 5:00PM EST 30 March 2018. Any submissions after that will not be considered.

We'd like you to take particular note of a couple of T&Cs.

We like to keep things uncomplicated and easy to understand, so our T&Cs have been written to be startup/scaleup friendly but please make sure you read them carefully.

Stone & Chalk will determine and shortlist Applicants by assessing the information provided in the Applicants’ application forms. Applicants who are shortlisted at any stage of the program will be notified by Stone & Chalk.

The proposed Program timeline and all critical dates relating to the Program will be published by Stone & Chalk on its website.

Participating startups are not required to exchange equity as part of the innovation program. Should the opportunity arise to enter into any commercial negotiations with Program Partners, that decision is at the sole discretion of the startup.

As an Applicant, and whether or not you are chosen to participate in the Program, you retain all the rights in your intellectual property. For the avoidance of doubt Applicants shall retain the ownership of any existing intellectual property and any intellectual property that is created during the Program.

What if I have more questions?

Feel free to get in touch with the program team at

For non-Program related questions, you can contact Stone & Chalk directly at

Our Program Partners